Car Insurance: How to Claim
State Farm
Ever thought about how to claim from your car insurance provider in case of an accident? Not sure what to do first? Here is a quick, hassle-free, step-by-step help guide to following the right procedure and making a coverage claim.
Highland Park
Call law enforcement
Depending on the severity of the accident, you may have to contact the police. It is vital that you do this first (after calling an ambulance, if need be). The police will measure the situation and then offer you a case number.
Call your vehicle insurance provider
Once you have got such a case number, you must get in touch with your vehicle insurance provider as soon as possible. You need to contact them within 30 days of the incident. It is also essential that you supply them enough details regarding the accident and you are honest in what happened in order to ensure that the correct procedure is followed. After you have submitted the claim, a claims handler are usually in touch with you shortly.
What to do if you are involved in a fender bender
Lots of people will wonder whether or otherwise to submit claims if they have merely possessed a fender bender. The truth is, though, that when your vehicle is damaged in any way, you should contact your insurance carrier immediately. This is because if you're ever involved in a far more serious accident, it will be easier to differentiate between the damage sustained because of each separate incident. In addition, you need to get in touch with your insurer should you be responsible for a fender bender that occurred between you and another vehicle. Your automobile insurance provider needs to realize that a third party claim will be submitted.
What to do if the car is hijacked or stolen
If the car insurance policy states that if you are covered for theft, then it's imperative that get touching the police and your insurer immediately.
How to proceed if your windshield is damaged
Windshield damage is incredibly dangerous and, because of this, needs to be repaired as soon as possible. Unfortunately, not all motor insurance policies include cover windshield damage. Before submitting claims for the repair of the windshield, read through the coverage sheet of your policy. If you're indeed covered, get hold of your insurer and provide them the necessary information. You will then be informed of what to complete next.